Privacy Policy

Cassia.Fi, Inc. (“Cassia.Fi,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data.

Cassia.Fi provides AI-powered financial market analysis tools designed to help investors access data-driven insights, visualize trends, evaluate equities, and track portfolio performance. We do not provide investment advice. Our platform delivers information and analytical perspectives to support independent decision-making.

This Privacy Policy explains how we collect, use, share, and protect your information when you use our website, applications, and services (the “Services”).

By using the Services, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the Services.

1. Information We Collect

We are committed to data minimization. We collect only the information necessary to operate the Services.

1.1 Information You Provide to Us

When you create an account, we collect your name and email address. If you choose to enable SMS alerts, we also collect your mobile phone number and a record of your SMS messaging consent / opt-in. Authentication and login management are handled by our third-party authentication provider, Clerk. We do not store passwords directly on our servers.

1.2 Billing Information

All payment processing, subscription management, and billing data are handled securely by Stripe. We do not store your credit card details or full billing information. We receive limited billing-related metadata (such as subscription status, billing confirmation, top-up information) necessary to manage your account.

1.3 Information Collected Automatically

When you use the Services, we may automatically collect limited technical information such as IP address, browser type, device type, and basic usage data (pages accessed, features used, time spent).

1.4 Market and Financial Data

We provide financial market data and AI-generated analysis sourced from third-party providers. This data generally does not contain personal information. If you create portfolios, watchlists, or research notes within the platform, that content is stored in association with your account.

2. How We Use Your Information

We use your information only for legitimate business purposes, including to create and manage your account; provide access to AI-powered analytics and dashboards; process subscriptions and manage account tokens; maintain platform functionality and performance; detect, prevent, and investigate fraud or misuse; respond to customer support inquiries; comply with legal obligations; send service-related communications; and, where you opt in, send SMS messages for mobile number verification and user-configured alerts.

We do not sell your personal information. We do not use your personal data to provide personalized investment advice.

3. Sharing of Information

Service Providers

We share personal data only with essential service providers that process data on our behalf to operate the Services: authentication services provided by Clerk, payment processing services provided by Stripe, and SMS delivery providers necessary to send verification and alert messages you request. These providers process data under contractual obligations to protect your information and may not use it for their own marketing.

Mobile Numbers and Messaging Consent

We do not share, sell, or provide your mobile phone number or messaging consent data to third parties or affiliates for marketing or promotional purposes. Mobile numbers and SMS consent are used solely to deliver SMS messages you request as described in this Privacy Policy.

Legal Compliance

We may disclose information if required by law, regulation, court order, or governmental request.

Business Transactions

If Cassia.Fi is involved in a merger, acquisition, financing, or asset sale, your information may be transferred as part of that transaction, subject to appropriate safeguards. This does not change our commitment that mobile phone numbers and messaging consent data are not shared with third parties or affiliates for marketing or promotional purposes.

4. SMS and Mobile Communications

If you provide a mobile phone number and consent to SMS, we may send text messages only as part of mobile number verification and in response to alerts you configure in the Services. We do not send marketing or promotional SMS campaigns.

We do not share, sell, or provide your mobile phone number or messaging consent data to third parties or affiliates for marketing or promotional purposes.

Message frequency: Message frequency varies based on alert settings; typically fewer than 10 messages per day.

Message and data rates may apply.

You may opt out of SMS at any time by replying STOP or HELP for assistance, or by deleting the related SMS destination in your account. Consent to receive SMS is not required to use other Cassia.Fi features.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enable essential functionality, maintain sessions, understand general usage patterns, and improve platform performance. You may control cookies through your browser settings. Disabling certain cookies may affect functionality. We do not use cookies for behavioural advertising.

6. Data Retention

We retain personal data only for as long as necessary to provide the Services, maintain your account, comply with legal and regulatory obligations, resolve disputes, and enforce agreements. If you delete your account, we will delete or anonymize your personal data, subject to legal retention requirements.

7. Data Security

We implement reasonable administrative, technical, and organizational safeguards to protect your information, including encrypted data transmission (HTTPS), secure authentication via Clerk, and PCI-compliant payment processing via Stripe. However, no system can guarantee absolute security.

8. Your Rights

Depending on your jurisdiction (including the EEA, UK, and California), you may have the right to access the personal data we hold about you; request correction of inaccurate information; request deletion of your personal data; restrict or object to certain processing; request data portability; and opt out of marketing communications.

We do not sell personal data as defined under the California Consumer Privacy Act (CCPA).

To exercise your rights, contact us at [email protected]. We may need to verify your identity before fulfilling certain requests.

9. International Users

Cassia.Fi is based in the United States. If you access the Services from outside the U.S., your information may be transferred to and processed in the United States or other jurisdictions where our service providers operate. Where required, we implement appropriate safeguards for cross-border data transfers.

10. Children’s Privacy

The Services are not directed to individuals under 18 years of age. We do not knowingly collect personal data from minors. If we become aware that such data has been collected, we will delete it promptly.

11. AI-Generated Insights Disclaimer

Cassia.Fi provides AI-generated analytics, visualizations, and market insights for informational purposes only. We do not provide investment advice, financial advice, or personalized recommendations. All investment decisions remain solely the responsibility of the user.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated through the Services or via email. Continued use of the Services after updates constitutes acceptance of the revised Policy.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact: [email protected]

Cassia.Fi, Inc.